Other insurers
15 reports about other insurers and plans. The numbers are too small for a percentage.
Self-reported community posts, not official figures. The numbers are small and rough. Your own policy decides it. How we count.
In short
- WPA turned down both claims we found. It said R-CPD isn't on its list of conditions for Botox (r/noburp thread).
- Equipsme (backed by AXA) refused one claim as pre-existing (r/noburp thread).
- Cigna (international) refused one claim as experimental (r/noburp thread).
- Medicash (a cash plan) paid back part of the cost for two people (r/noburp thread).
- Simplyhealth, Freedom, Benenden, Saga, Westfield and Exeter: we haven't found any reports yet. If you've claimed, tell us.
What people reported
Every report, newest first, in our own words. Nobody is named.
- WaitingUnnamed insurer: Awaiting insurance approval for a child's Botox treatment following R-CPD diagnosis.
- Partly paidUnnamed insurer: Received partial reimbursement from workplace health insurance after paying privately for consultation.
- RefusedCigna (international): Refused London treatment as experimental; first asked what the NHS protocol was.
- RefusedEquipsme (AXA backed): Policy excludes pre-existing conditions; its own guide says symptoms known in the last 3 years count, even undiagnosed.
- RefusedUnnamed work insurer: "Not a recognised treatment".
- WaitingUnnamed insurer: Considering a company private healthcare scheme to fund consultation and treatment for a child with R-CPD.
- Partly paidMedicash (cash plan): Cash plan expected to reimburse about two thirds of the cost; fussy about invoice wording.
- RefusedWPA: Said it does not cover Botox for R-CPD because of a lack of NHS guidance.
- Partly paidMedicash (cash plan): Expected about £450 cashback on an in-clinic appointment.
- RefusedUnnamed work insurer: Treated as pre-existing despite never having been treated for it.
- PaidLaya (Ireland): Laya paid for Botox treatment for a child.
- RefusedWPA: Botox is covered for a number of conditions but R-CPD is not among them.
- PaidUnnamed insurer: Insurance covered most of the Botox procedure with a deductible, with out-of-pocket costs around fifteen hundred dollars including the Botox itself.
- PaidUnnamed insurer: Accepted after explaining symptoms had worsened to a daily "flare up" rather than a long standing condition.
- PaidUnnamed insurer: Pre-existing clause, but they had never seen a doctor about it, so it was not treated as pre-existing.
This is a free resource and not medical or financial advice. Always check your own policy with your insurer.
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